
mainstream mortgage market. Now the big lenders are offering such
mortgages. And these apply to clients buying their home and to
landlords buying buy to let properties.
What Is A Green Mortgage?
 Right now, Green Mortgages are all about the 
 energy efficiency of your home. They are 
 determined by an Energy Performance 
 Certificate (EPC). Every new build property and 
every home that is being sold must have such a
 certificate. 
How Does The EPC Work?
 It’s a bit like the guide to buying a washing 
machine, for example. The home that is being 
sold, will be given a rating of between A (most 
efficient) to G (least efficient). The certificate is
 valid for 10 years. This is determined by 
 examining loft insulation and efficiency of the
 boiler. 
What Are The Benefits of the Green Mortgage?
 For landlords and home buyers, the benefits can be in 
 more competitive deals. It is as simple as that. Lenders 
are wanting to be seen to encourage a greener home 
and rewarding that with better rates and deals. 
What Lenders Offer Gree Mortgages?
 More and more enders are now offering these, 
 including the high street brands. Deals are changing constantly, so first things first, get 
 in touch to discuss your mortgage needs. 


020 3725 7373